Loansmart Online Loans NZ Wide

With Loansmart, Kiwis have been able to access fast, fair and affordable loans online since 2008. We offer NZ loans with same-day payout*. Over 25% of our lending is to existing clients, since they love what we do and we love helping them!

We offer quick loans online without the hassle of a drawn out process. Need Same Day Loans? Debt Consolidation Loans? Emergency Loans? Quick Cash Loans? We can help with all types of Personal Loans and Small Business Loans! Best of all, we are a low cost lender so repayments are fair and affordable.

Have you had a loan application declined? Is your credit history less than stellar? Our Bad Credit Loans could be an option for you! We’ve encountered every type of lending situation before, and can provide affordable loan solutions to most of them.

Get low-cost loans online from a friendly, helpful team. Try our Debt Consolidation Calculator, Personal Loan Calculator & Loan Repayment Calculator to see what your repayments could be. Rates from 8.95%*

View 100's of 5 Star reviews from happy clients. We'd love to make you smile too! Apply for a loan.

*Subject to responsible lending criteria